while looking at cash discounts terms the terms are 3/10, net 30, you are earning curently 4% in your checking account-- should you take the discount?

1. no, 3% discoutn in the terms is less than 4% interest u could earn

2. yes, the 3% means u save $3.00 on every $100 owed to supplier

3.yes becuase 4% eanred in the checking is less than the cost of not taking the discount

4. no i can keep money in chekcing accnt for ectra 20 dayss