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While you are signing the loan document for the loan (of $1,200,000), the loan agent at PNC is offering you an additional $100,000 loan. For

While you are signing the loan document for the loan (of $1,200,000), the loan agent at PNC is offering you an additional $100,000 loan. For this additional loan, PNC is offering you a lower interest rate: 3%. Would you borrow additional $100,000 at 3%?

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