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Why do most insurance companies pay 100% of the cost of annual check-ups? a. They are required to by law. b. Because check-ups are free

Why do most insurance companies pay 100% of the cost of annual check-ups? a. They are required to by law. b. Because check-ups are free anyway. c. They want to discourage people from catching diseases. d. They want to encourage people to get check-ups by reducing the cost to do so

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