Why have you sought advice and what do you want to achieve?

We want to start planning for our retirement as we dont have that much in savings. We are not sure how much we need in super and how to best invest it and want to make sure we have enough in super. We dont want anything too complicated. Mortys father and grandfather both passed away in their 50s due to heart issues and Mortys mother suffers from emphysema and finds it hard to care for herself. Patricias mother has recently been diagnosed with breast cancer. We are worried that something like what has happened to our parents could also happen to us and want to make sure we have everything in order. We also want to make sure that our children know what to do should anything happen to us. Our son has special needs as he has muscular dystrophy, and we want to make sure he is cared for should we both pass away or become unable to care for him ourselves. Also, we dont want any fighting in the family about what happens to our house and other belongings should we pass away. We do have enough income to live comfortably but probably waste some of it and just want some guidance about what to do should we buy an investment property or put it into super or pay more off our mortgage?

requirement: In this section, you need to restate the goals and objectives relating to strategies included in this discussion paper, and why the clients are seeking information. What do they want to achieve?