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Why in the USA's FDI, bank loans are not used too much compared to non-bank loans? (only 18% for bank loans and 38% for nonbank

Why in the USA's FDI, bank loans are not used too much compared to non-bank loans? (only 18% for bank loans and 38% for nonbank loans)

Why the direct finance is more important than indirect finance in the USA's financial market?

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