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Why is consumer credit so important?Develop a discussion that explains the importance of maintaining strong credit, the role of the FICO and other credit scores,

Why is consumer credit so important?Develop a discussion that explains the importance of maintaining strong credit, the role of the FICO and other credit scores, and also the pitfalls of not having strong credit. Cite the Wall Street Journal or New York Times, one peer-reviewed journal article, and Focus on Personal Finance by Kapoor, Dlabay, Hughes and Hart

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