Why is cooperation less costly in a community that fosters virtues (trust, getting along, keeping one's word, adherence to the spirit of agreements) than in a group of people who rely wholly on contracts and property rights and legal loopholes? Briefly, in three or four lines

On which of the two views of corporate accountabilityreductionism or holismwould most likely allow for the possibility that a company could commit an actual crime? Why is that? Briefly, in three or four lines