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Why is it that under the term of Insurable interest the seller cannot insure cargo. for ocean / air export undeExWorks seller's warehouse Incoterms 2

Why is it that under the term of "Insurable interest" the seller cannot insure cargo. for ocean/air export undeExWorks seller's warehouse Incoterms2020? Select one answer.Because the seller has no legal relationship to the goodsBecause air and ocean cargo can only be insured under IF termsBecause insurance is typically acquired by the buyerBecause the seller must always obtain insurance

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