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Why the answer is not 6 Short-term loan (with interest rate 10%): $1M; Longer-term loan (with interest rate 3%): $3M; Non-interest loan: $2M; Share capital:

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Why the answer is not 6
Short-term loan (with interest rate 10%): $1M; Longer-term loan (with interest rate 3%): $3M; Non-interest loan: $2M; Share capital: $1M; Gearing ratio is (keep 2 decimal places, like 2.00, 2.15, 3.20)

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