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Suppose that you receive a credit card offering an introductory rate of 0.9 percent per year, compounded monthly, for the first six months. The rate then increases to 15.0 percent compounded monthly. You decide to transfer an $8,000 balance that you owe on your existing credit card to the new credit card, and you make no payments for the next year. How much interest will you owe on the new credit card at the end of the first year? show all work