Will rate, easy questions

Question 48 2 pts 48. The "beneficiaries" named on a life insurance policy are those who: O buy the policy O own the policy O issue the policy O are protected by the policy Question 49 2 pts 49. A policy which reimburses you for losses at their actual cash value, will pay you an amount equal to: O depreciation replacement cost plus depreciation O replacement cost minus depreciation O replacement cost