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11. According to the textbook, the largest category of assets on the typical Property-Casualty insurer's balance sheet is A) Common stock B) Mortgage loans C) Preferred stock D) Bonds E) Policy reserves 12. Flood insurance is an example of a losses or eventual payouts. for which it is difficult to predict A) Low severity, low frequency event B) High severity, high frequency event. C) Low severity, high frequency event D) High severity, low frequency event