Windsor Company leases an automobile with a fair value of $20,260 from Kevin Motors, Inc, on the following terms. 1. Non-cancelable term of 50 months. 2. Rental of $420 per month (at the beginning of each month). (The present value at 0.5% per month is $18,633. ) 3. Windsor guarantees a residual value of $1,550 (the present value at 0.5% per month is $1,208 ). Windsor expects the probable residual value to be $1,550 at the end of the lease term. 4. Estimated economic life of the automobile is 60 months. 5. Windsor's incremental borrowing rate is 6% a year ( 0.50% a month). Kevin's implicit rate is unknown. Click here to view factor tables. (For calculation purposes, use 5 decimal places as displayed in the factor table provided.) (a) What is the nature of this lease to Windsor? The nature of this lease is a/an lease