Winners of the Dream a Dream Lotto draw are given the choice of receiving the winning amount divided equally over 21 years or as a lump sum cash option amount. The cash option amount is determined by discounting the winning amount at 5 percent interest compounded quarterly over 21 years. This week the lottery is worth $9 million to a single winner. What would the lump-sum cash option payout be? (Use the time value of money formulas or the TI BA II Plus financial calculator, and enter your answer rounded to the nearest cent.)