With the information bellow answer the following questions:(questions will be on bottom in bold)

Latoyas Net (After-Tax) Salary (Real Estate Property Manager)......................$ 78,000

Sams Net (After-Tax) Salary (Videographer)..............................................$ 42,000

401k annual contribution rate (for both, from net Salary).............................. 3%

401k balances......................................................................................$ 12,482

Sams Annual Income from Winnings (Axe Throwing Pro)............................$ 6,000

Current Monthly Rent..........................................................................$ 1,800

2019 Ford F150 Trade-in Value.............................................................$ 26,500

Jewelry Value (Engagement Ring, Earrings, Custom Axe Bling)............................$ 27,700

Checking Account Balance....................................................................$ 1,500

Savings Account Balance......................................................................$ 21,500

Car Fund Money Market Account Balance.............................................$ 6,500

Sams Custom Axe Set..........................................................................$ 3,400

Roth IRA Account ($12,000 are contributions from 2015)..................................$ 17,500

Schwab Brokerage Account (Apple 200 shares @ $129.93/share on Dec 31)........$ 25,986

F150 Loan Balance, Ford Motor Credit..................................................$ 15,978

Current BOA Credit Card Balance (They want to pay it off in 9 months).............$ 16,490

Groceries HEB, Specs, Whole Foods (Monthly).......................................$ 1,800

Dining out (Monthly)...............................................................................$ 1,500

Renters Insurance (Annual)....................................................................$ 380

Auto Insurance (Monthly).......................................................................$ 310

Minimum BOA Credit Card Payment (Monthly)........................................$ 495

Gasoline (Monthly).................................................................................$ 350

Auto Maintenance, Tolls, and Tags (Monthly)...........................................$ 150

Entertainment (Peacock/Netflix, Axe Throwing, Clubbing, WinStar monthly)...........$ 2,000

Kay Jewelrys Account Balance..............................................................$ 26,850

Kay Jewelry's Monthly Payment............................................................$ 584

New Home Monthly Savings ................................................................$ 1,500

Annual Vacations ................................................................................$ 12,000

Average Water/City Utilities/Waste Services (monthly).............................$ 285

Monthly Cell Phones, Internet, and TV..................................................$ 515

Annual charitable.................................................................................10% (total income)

Student loan balance...........................................................................$ 14,430

Monthly Student loan payment............................................................$ 370

Monthly Auto loan Payment.................................................................$ 462

Car Savings (monthly).............................................................................$ 50

Crypto (Bitcoin 1 coin $16556/coin, Ethereum 10 coins $1201/coin on 12/31)........$ 28,566

Miscellaneous Expenses (just-in-case, Monthly)...........................................$ 500

Enter the total cash inflow:

Enter the amount of their total annual 401k contributions (Round to the nearest dollar):

Enter the total living expenses (Fixed and Variable combined):

Enter the Net Surplus or Negative Cash Flow (if the number is negative make sure you put a - sign in front of your answer, example negative 2,500 would be entered in as -2,500):