Without mentioning any dollar amounts - describe your experience and you family's experience with saving and investing? Be sure to mention types of investment, if they invest on a regular basis (or when they have "extra money", how they saved for their house, retirement, children's education etc).Then list at least six reasons and explain why so few people actually have an investment strategy for their various financial goals (home purchase, children's education, retirement etc)?

What advice would you give to someone about the wisdom of beginning an investment program to reach their various financial goals (especially retirement, children's education, house etc.) ?

How likely are you to take your own advice?