Woodpecker, Inc., stock has an annual return mean and standard deviation of $18$ percent and $44$ percent, respectively. What is the smallest expected loss in the coming month with a probability of $2\mathrm{.}5$ percent? $($A negative value should be indicated by a minus sign. Do not round intermediate calculations. Round the z$-$score value to $3$ decimal places when calculating your answer. Enter your answer as a percent rounded to $2$ decimal places.$)$