Question
Woody and Ada have been married for over 50 years and live in Tuscaloosa (zip code 35487). Woody retired 20 years ago from truck driving
Woody and Ada have been married for over 50 years and live in Tuscaloosa (zip code 35487). Woody retired 20 years ago from truck driving and is 85 years old. Ada has always been a homemaker and is age 87. Both have been healthy their entire lives until about two years ago when Woody experienced pneumonia and a heart problem was discovered. He was hospitalized for two weeks during the month of August for two years in a row and almost lost the battle both times. He is now essentially home bound and uses a breathing machine daily. His medicines are:
ProAir HFA 8.5 Digitex .125 (30 a month, Lanoxin) Furosemide 40 MG (30 a month, Lasix) Plavix 75 MG (30 month) Klor-con 10M (30 month) Crestor 5 MG (30 month) Metoprolol 25 MG (30 month) Woody and Ada have Original Medicare, a medigap policy, and a prescription drug plan (BlueRX). They make $25,000 a year and Woody is in the donut hole with his prescription drugs. They would like to save money and have come to you for assistance evaluating Part D plans. Since they are trying to save money, explore Medicare Advantage options. Select one of the options at Medicare.gov for comparison and copy/paste into a Word document (Ctrl C and Ctrl V on keyboard). In a bulleted format, discuss in detail the changes in coverage that would occur if they were to select a Medicare Advantage plan instead of Original Medicare. Do you recommend they change? Recommend a Medicare Part D plan. Copy/paste (Ctrl C and Ctrl V on keyboard) your plan recommendation from Medicare.gov into a Word document. In a bulleted format, discuss in detail why you might select this plan. Discuss any other money saving tips that might help Woody and Ada.
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