Workman's compensation insurance is generally paid for by

	a.	all consumers.
	b.	employees.
	c.	employers.
	d.	state and local governments.
	e.	the federal government.

A diversified portfolio consists of two or more assets

	a.	whose rates of return do not have high positive correlation.
	b.	whose rates of return do not have zero correlation.
	c.	whose rates of return do not have high negative correlation.
	d.	whose rates of return are guaranteed to be positive.
	e.	whose rates of return are guaranteed to be negative.