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Would you describe the financial meltdown in our 2007-2008 financial marketsas a failure of people or of our capital market processes? Why? Support your thoughts

Would you describe the financial meltdown in our 2007-2008 financial marketsas a failure of "people" or of our "capital market processes"? Why? Support your thoughts with ethicaltheory and examples. Use our library for added research if needed.

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