Write a page or two giving advice to someone who wishes to save or invest money from a strictly financial perspective.

Your advice should be relevant to this particular person (their specific age, employment, family size, housing situation, savings, debt, wants, needs). Include relevant information and analysis to the topic you've chosen.

A few things to keep in mind:

• I don't know who you're talking to so make sure you describe your understanding of their situation at the start of your conversation.
• The person you're giving advice to shouldn't be telling you what to do or leading the conversation. You should be assessing their situation to give your own advice.
• Do not include budgeting advice.
• include compound interest and/or compounding frequency is clearly evident. Realistic rates are mentioned.