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(A) Al Khareef Company is a large and creditworthy Company that manufactures ceramic products in Oman. This Company always maintains sufficient raw material in its stores to avoid interruption in the production process. Recently, it started dealing with a new supplier and he is demanding an advance payment for supply of raw material. Currently, the company is facing liquidity problem and needs to raise short-term finance from the market. Requirement: Which money market instrument can be used by Al Khareef Company to raise the required funds ? Briefly explain its features