X X | Company Debt and Interest Costs (000s) 77,218 80,000 75,000 70,000 65,000 60,000 Cool Cars 2019 59,248 60,571 56,052 Series Value 55,000 50,000 Debt (000s) ) 77218 Interest Costs (2000s) 3556 45,000 40,000 Debt & Interest Costs (2000) 35,000 30,000 30,145 28,426 25,000 III: 20,000 15,000 10,000 5,000 1,478 1,337 2,859 2,922 2,605 3,556 0 Organic Veg Company 2018 Organic Veg Company 2019 Moda Mobiles 2018 Moda Mobiles 2019 Cool Cars 2018 Cool Cars 2019 If, in 2019, Cool Cars invested 500,000 towards their sustainability and took out the Sustainability Linked Loan to reduce their annual interest costs to 4.4%, how many years would it take to recoup this initial investment from the savings made on the annual interest costs compared with their current financing arrangements, assuming the amount of debt remains constant? In your answer, please state the minimum full financial years it will take