XYZ Corp. will pay a $2 per share dividend in 2 months. Its stock price currently is $84 per share. A call option on XYZ has an exercise price of $78 and 3-month time to expiration. The risk-free interest rate is 0.6% per month, and the stocks volatility (standard deviation) = 20% per month. Find the pseudo-American option value. (Hint: Try defining one period as a month, rather than as a year.)