XYZ has outstanding bonds that currently sell for $980, have a par value of $1,000, and have 10 years left to maturity. If the bonds carry an annual coupon rate of 6%, what annual rate of return do the bonds promise, given the following added conditions?

	Coupon interest is paid annually and the bond-buyer holds the bond to maturity.
	Coupon interest is paid semi-annually and the bond-buyer holds the bond to maturity
	Coupon interest is paid annually and the bond-holder sells the bond for $990 after holding it for 5years.
	Coupon interest is paid semi-annually and the bond-holder sells the bond for $990 after holding it for 5 years.
	Coupon interest is paid semi-annually and the bond-holder sells the bond for $990 after holding it for 6 months. In this case, calculate the annualized rate of holding period return.