$($Yan$,2004)$: Which of the following are 'Settlement Houses' known for? Please select the best answer.

a$)$ provision of direct services and supports to people in need

b$)$ community building and integration of newcomers and other marginalized groups

c$)$ individual advocacy with people mistreated by governmental and social service systems

d$)$ social action to make change at a policy and$/$or a cultural level

e$)$ Settlement houses are known for combining all of the approaches listed