Yoko Inc. produces Halloween costumes. The average price for one of its costumes is $200, and the variable cost of producing it is $100. The company's monthly required rate of return is 2%, and a credit period of one month. What is the break-even probability of default before the company would reject granting credit to a new one-time customer?

• 41%

• 49%

• 51%

• 39%

• 55%