You agree to take out a loan from the bank and receive funds today. The loan has the following terms: One year from today you will make a payment of $7,000 to the bank; Two years from today you will make a payment of $2,000 to the bank; Three years from today you will make a payment of $6,000 to the bank. If the interest rate is 4.7%, what is the size of the loan (pv) you will receive today from the bank?