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You and 11 coworkers just won $12million ($1million each) from the state lottery; assuming you each receive your share over 20 years and that the

You and 11 coworkers just won $12million ($1million each) from the state lottery; assuming you each receive your share over 20 years and that the state lottery earns a 6 percent return on its funds, what is the present value of your prize before taxes if you request the "up front cash

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