You and a friend are riding in "your covered auto" when it is struck by an uninsured motorist. Both you and your friend are injured, and "your covered auto" is heavily damaged. In this case, Part C: Uninsured Motorists Coverage of your PAP will pay damages for: the injury to both you and your friend and the damage to your car the injury to you and the damage to your car, but not the injury to your friend the injury to both you and your friend, but not the damage to your car the injury to you, but not the injury to your friend or the damage to your car