You and your spouse are in good health and have reasonably secure careers Each of you makes about $40,000 annualty You own a home with an $60 000 mortgage and you owe $15,000 on car loans $5,000 in persona' debts and 000 on cradt card loans You have no other debts You have no plans to increase the size of your family in the near future Estimate yoar total insurance needt using the DINK method Shaan and Amta are marnad and have children ages 2 and 7 Anita is a norworking spouse who devotes all of her time to household activities Estimata how much life insurance Shaan and Anita should carry