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You are a bank examiner for the Office of the Comptroller of the Currency. You have just inspected the books of the First National Bank
You are a bank examiner for the Office of the Comptroller of the Currency. You have just inspected the books of the First National Bank of Northridge, and you find that its Tier 1 risk-based capital ratio is at 4,8%. First National is considered:
- Well capitalized.
- Adequately capitalized.
- Undercapitalized.
- Significantly undercapitalize
- Critically undercapitalized.
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