1. You are a consultant for my partnership firm which has been operating since over 10 years. We have an established clientele and manufacture garments for exporters. Our product quality is quite unique and we have shown consistent performance over the years. We have not had any credit relationships as we were getting orders and advance payments from our buyers which was enough to meet our requirements. The business is expanding what would you suggest to meet our growing needs? (please note that you have discussed and have received our input that we do not want interest or markup based facilities). State at least two types of facilities with adequate reasoning to justify and present your case for approval.