You are a dual$-$income, no$-$kids family. You and your spouse have the following debts:

Mortgage $=$ $$187,000$; Auto loan $=$ $$13,500$; Credit card balance $=$ $$2,950$; and other debts $=$ $$6,070.$ Further, you estimate that your funeral will cost $$5,500.$ Your spouse expects to continue to work after your death. Using the DINK method, what should be your need for life insurance?