You are a dual income, no kids family. You and your spouse have the following debts $($total$)$: mortgage, $$215,000$; auto loan, $$1600$; credit card balance, $$2300$; and other debts of $$5300.$ Further, you estimate that your funeral will cost $$6,500.$ Your spouse expects to continue to work after your death. Using the DINK method, what is your life insurance need?