You are a dual-income; no-kids famly. You and your spouse hawe the following debts: Morfaspe =$188,000; Auto laan $15700; Credit card balance $2.340; and other debts $6,970. Further, you estimate that your funeral will cost $6,500 Your spouse expects to continue to work afler your death. Using the DinK method, what should be your need for lee insurance