You are a new employee with the Metro Daily Planet. The Planet offers three different retirement plans. Plan1 starts the first day of work and puts $1,500 away in your retirement account at the end of every year for 40 years. Plan 2 starts after 10 years and puts away $3,000 every year for 30 years. Plan 3 starts after 20 years and puts away $5,000 every year for the last 20 years of employment. All three plans guarantee an annual growth rate of 12.5%. Which of the following factors affect the future value of the retirement account? OA. Duration of the retirement account contributions. O B. Rate of return on the retirement account. O C. All of the above O D. Size of the retirement contributions