You are a wealth manager. Mr. Jones is extremely risk adverse. His biggest concern is losing money, not the total return on the portfolio. What asset classes will you chose for Mr. Jones' portfolio? Over long periods of time, what is Mr. Jones' portfolio return and standard deviation? Ms. Nassed is a risk taker. She's looking for the highest possible return and feels since she is young, she can take big risks and aim for a high return. What asset classes will you chose for Ms. Nassed's portfolio? Over long periods of time, what is Ms. Nassed's portfolio return and standard deviation?