An investor has his own biases and emotions that influence decision-making, particularly when there are market losses due to an event such as the 2020 COVID-19 global pandemic. Fraudsters can target investors who are trying to recoup losses, and derivative markets could be fertile ground in some respects because participants tend to be

A) willing to accept risk.
B) unconcerned with managing risk.
C) straightforward in their market strategies.
D) conservative in their investment strategies.