You are about to purchase the home, your yearly salary is 100k, you are family of 3 , you came to Canada 2 years before, you have no savings. 1 - What is the criteria you make to buy a first time home 2 - Who you need to contact for your journey 3 - Prepare a balance sheet in excel for your income and expenses before and after buying home 4 - What is your plans after buying home 5 - What you need to do after you move to new home 6 - What insurance you need to buy 7 - What investment would you like to do