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You are advising a group of investors who are considering the purchase of a shopping center complex. They would like to finance 75 percent of

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You are advising a group of investors who are considering the purchase of a shopping center complex. They would like to finance 75 percent of the purchase price. A loan has been offered to them on the following terms: The contract interest rate is 4 percent and will be amortized with monthly payments over 20 years. The loan also will have an equity participation of 40 percent of the cash flow after debt service. The loan has a "lockout" provision that prevents it from being prepaid before year 5. The property is expected to cost $5.5 million. NOl is estimated to be $400,000, including overages, during the first year, and to Increase at the rate of 2 percent per year for the next five years. The property is expected to be worth $6.25 million at the end of five years. The improvement represents 80 percent of cost, and depreciation will be over 39 years with no mid-month convention for year 1 to keep it simple. Assume a 35 percent tax bracket for ordinary income, a 25 percent for depreciation recapture, and 20 percent for capital gains taxes and a holding period of five years: Required: a. Compute the BTRR and ATIRR after five years, taking into account the equity participation. b. What would the BEIR be on such a project? What is the projected cost of the equity participation financing? c. is there favorable leverage with the proposed loan? Complete this question by entering your answers in the tabs below. Compute the ariRR and ATRRR after five years, takng into account the equity particpation, (oo not round intemediate calculations, Round your final answers to 2 decimai piaces.) required: Compute the BTIRR and ATIRR after five years, . What would the BEIR be on such a project? Wha c. Is there favorable leverage with the proposed los Complete this question by entering your answi What would the BEIR be on such a project? What is the intermediate calculations. Round your final answers to

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