You are an investor interested in investing in a bank. You have three candidate banks that you are considering. All banks are equally risky. You use the past ROA as the predictor of the future ROA. What criteria will you use to make your investment? Which bank will receive your investment?? Why?? Show all work; this will involve some simple computations.State your assumptions.

Bank	ROA	Assets	Equity Capital	Deposits
A	20	200	200	0
B	15	300	150	50
C	10	200	100	100