You are analyzing a potential new opportunity for your company to launch a new product. This product requires an initial capital investment of $100 million. It will take one year to develop the product and bring it to market. Beginning one year from today, the product is expected to generate quarterly cash flows of $7 million for the following 3 years (through the end of year 4), after which you anticipate the cash flows generated from this product will begin to fall by 10% per quarter from that point forward and continue forever. Your CFO informs you that the company should use an effective annual rate of 8% to value potential investment opportunities. What is the NPV of this product and should you invest