You are analyzing the cost of capital for a firm that is financed with common equity and bonds. Book value of equity is $80 million and book value of bonds is $100 million. Company has 2 million shares outstanding with current share price at $52.00 per share. The have 100 thousand bonds outstanding with $1,000 par value and trading $965.00 per bond. The yield to maturity on the bonds is 8.6%, while the cost of equity capital is 13%. Tax rate is 21%. What is the overall cost of capital for the firm?