You are arranging a mortgage for your client and the lender has given you the option to offer her client a rate of 6%, in which case the lender will pay a finders fee of 70 Bps, or a rate of 6.2%, in which case the lender will pay a finders fee of 80Bps. If you choose to offer your client the higher rate, which one of the following statements regarding disclosing this information, as legislated by the MBLAA, is most accurate? Select one: a. You must provide written disclosure and the borrower must reply in writing b. You may provide either written or verbal disclosure and the borrower must reply in Writing 1c. You should disclose this information but it is not required by the MBLA, d. You must provide written disclosure to the borrower and the borrower does not need to reply When presenting the investor/Lender disclosure to a prospective investor the Mortgage Agent is also required to provide him or ner with: Finish attempt select one a. An amortization schedule () b. Proot of the value of the property C. A creditor insurance Request or Waiver d. A PIPEDA consent form Pauline Navratalova has a variable rate mortgage with a 3 year term. 24 months into this term she decides that she would like to refinance this loan with another lender who is offering her a much lower rate. However her mortgage broker has told her that she cannot repay the mortgage unless she sells the house in an arm's length transaction. That is because this type of mortgage is a: Select one: a. constant payment morteage b. Reverse morteage a. Closed mortgage b. Straight-line principal reduction mortgage