You are bearish on Gator Inc., and short sell 50 shares at $120/share. Your broker requires that you post margin equal to 50% of the initial short sell proceeds, and charges a 1% annual fee on the borrowed stock. While your short position is open, Gator pays a dividend of $2/share. You cover the short one year after entering the position, when the price has dropped to $80/share. What is your rate of return? (Note: enter the answer in percentage points rounded to 2 decimal places; e.g., a return of -12.34% should be entered as -12.34)