You are being offered the following choices by two companies:

Company A will offer you $9,000 at the end of 8 years when annual interest rate is 7%.

While, Company B will offer you $7,200 at the end of 6 years and the annual interest rate is 5%.

What would be your decision, based on using the time value of money concept.

A. Reject both offers from both Company "A" & Company "B".

B. Accept both offers from both Company "A" & Company "B".

C. Accept company "A's" offer and reject company "B's" offer.

D. Reject company "A's" offer and accept company "B's" offer.