You are borrowing $250,000 to buy a house, using a standard 30year mortgage. Your mortgage lender offers a 5.50% mortgage with no points, or a 5.20% mortgage with 0.98 points. You plan on living in the house for exactly X months, payming only the required payment each month, and without refinancing your mortgage, You find that you are indifferent between the two mortgage options, using the 5.50% rate to discount the cash flows between the two options.

How many months are you planning on living in the house? Answer only in months, rounded to the nearest month. For example is your answer is 12.11, enter "12"