You are buying a car that cost $36,014. You have no money to put down. You can either: 1. Get a rebate of $1,382 and finance the rest of the cost of the car ($36,014 - $1382) at an interest rate of 3.94% over 5 years. 2. Or you can forgo the discount and finance the car (all $36,014) over 5 years at 0.00% interest. Calculate the monthly payment for the car using both options, and enter the lowest monthly payment in the box below (use dollars and cents). You get a 24-year loan of $255,615 with an 3.92% annual interest rate. What are the annual payments (to the penny)? What is the future value of an annuity due if your required return is 8.37%, and annual payments are $11,252 for 16 years (to the penny)? 1