You are buying a house and the more company offers to let you pay a point (10% of the total amount of the loan) to reduce your APR from 561% to 5 36% on your $400,000, 30 year mortgage with monthly payments if you plan to be in the house for at least five years, should you do it? (Note: Be careful not to round any infomedate stop loss on a decimal places) The monthly mortgage payment at 5 61% APRIS Round to the nearest cent)